Maybe the government can help us....ha ha that's a joke and a discussion for another time.
It's true and don't think otherwise - even though you want to.
Try using the Google search for 'controlling your spending' - up will pop a zillion suggestions. Whether you adopt the 7 ways or the 100 ways to control spending we have to start by admitting we have a problem!
I believe that all but the cash-flow saintly spend beyond their means from time to time.
(Definition of means: The money and other resources that somebody has to live on.)
I was reminded recently of a very funny Saturday Night Live skit about this very subject. It's a classic Steve Martin and Amy Poehler moment! It's so simple and true - that's why we have to laugh at the absurditiy of it all.
I'm not suggesting that we stop buying as we are an economy based on consumerism. However buying on credit, especially items that depreciate faster in value than we can pay them off, just doesn't make good sense to me.
Now that I have your attention here is the link to the video Don't Buy Stuff !
COMMENTS, SUGGESTIONS, IDEAS, INPUT.......WELCOMED! Please share.
Ha ha! I laugh but I relate! Though the “Don’t Buy Stuff” video placed a funny spin on our sad financial state of affairs, it honed in on how dependent we are on credit cards! Thank you Denise, this is a good reminder for me to burn my credit cards asap!
ReplyDeleteThere have been times (previously I mean) that I sounded just like Steve Martin! Things have changed quite a bit over the years-thank goodness. We use one credit card for most purchases but the entire amount is paid off each month. This way we have the ability to make a purchase with ease without having to write a check or carry a bunch of cash. There have been numerous times we have paid cash for a large purchases. Maybe if we paid cash more often we wouldn't spend so much - now there is something to consider. Actually, we have been on a tight budget for over a year and have put off doing a lot of remodeling and buying those 'unnecessary' things-if you don't have the funds-don't do it-regardless of what Steve Martin says! Thanks Denise - the video was great.
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